Financing Solutions for Real Estate Developers
At URBIX, we understand the unique needs and challenges faced by property developers in Spain. Our platform is specifically designed to offer agile financial solutions without complications.
Types of Financing
Loan Financing
A debt solution for construction financing
Investors lend money to real estate developers, who repay the capital with agreed-upon interest, offering predictable returns. In this type of project, we often add a series of “covenants” that act as a “bonus/malus” system. This ensures that the developer makes decisions in the real estate project that are aligned with the interests of the investors we represent.
Equity Financing
An equity solution where investors participate in the outcome of the projects
Investors provide capital in exchange for a stake in the real estate project. They become co-owners of the company that owns the property and are entitled to a share of the profits generated by the sale or rental of the property, or a mix of both options, controlling financial risks through technical project management.
Financing Planning:
An Essential Tool
At URBIX we know that solid financial planning is crucial to the success of any real estate project. Property developers face unique challenges when it comes to managing investments, controlling costs, handling cash flow, and securing long-term profitability. That’s why we're here to help you craft a financial strategy that maximizes your potential for success.
How URBIX Can Help
Our team of experts will work with you to understand the specific needs of your projects and help you create a customized financial plan. We also assist in raising funds through our extensive network of investors.
- Feasibility Analysis: We help you assess your project's potential and define the optimal financial structure.
- Capital-Raising Strategies: Gain access to various financing options tailored to the specifics of your real estate development.
- Financial Risk Management: We identify and mitigate the risks associated with your venture to ensure its long-term viability.
Get in touch with us today and find out how our tailored financial planning can take your real estate project to the next level.
Process
We make financing easy for real estate developers
1.
Application
Contact, schedule a call, and provide the necessary documentation.
2.
Assessment
Analysis and estimation of the project's viability.
3.
Funding
Project publication on the platform and fundraising among investors.
4.
Development
Final approval of financing and project development commencement.
Financial Products
Without affecting CIRBE (Credit Risk Central Database of the Bank of Spain)
Developer Loan - New Construction
This financing is intended for real estate development companies for the construction of new residential, commercial, or industrial developments.
Bridge Loan
A temporary financing solution that allows developers to cover their liquidity needs while a long-term operation is being finalized. It complements bank loans.
Mortgage Loan for Land Purchase
The loan is intended for the acquisition of land for the development of real estate projects. The acquired land acts as collateral for the loan.
Flipping Loan
Used to finance the quick purchase and renovation of properties with the aim of selling them in the short term for a profit.
Rehabilitation and Conversion Loan
Finances projects for the renovation of existing properties, often including the change of use of the property (e.g., converting an office building into apartments).
Distress Loan
Financing granted to companies or projects in financial distress, with the goal of restructuring debts, providing liquidity, and avoiding insolvency.
Contact
Let’s discuss how we can make your projects a reality.
Speed and Simplicity
At URBIX, we believe in simplicity and speed. Our platform allows you to present your projects to thousands of potential investors efficiently and transparently.
Our agile solutions minimize bureaucracy, meaning you can secure the funds you need in record time and focus on what you do best: developing quality real estate projects.