Total transparency about our activity

At URBIX we believe that trust is built with data. That is why we provide investors and developers with detailed and updated information on the projects financed through our platform, including default rates calculated according to the methodology established by European regulations.

Regulatory framework and authorization

URBIX is a Participatory Finance Services Platform (PSFP) authorized by the National Securities Market Commission (CNMV), with registry registration dated October 3, 2025, under number 27, operating under the framework of Regulation (EU) 2020/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative finance services for companies.

The statistical information to be published on this page will be prepared and presented in accordance with Article 20(1)(a) of Regulation (EU) 2020/1503, which establishes the obligation for providers of crowdfunding services to make public annually the default rates of projects offered on their platform for at least the previous 36 months.

The calculation of such rates will be carried out in accordance with the methodology established in the Commission Delegated Regulation (EU) 2022/2115 of July 13, 2022.

Status of activity and publication schedule

During the 2025 financial year, after obtaining the authorization in October, URBIX did not record any financing activity, this initial period being dedicated to the operational start-up of the platform. As a result, there are no statistical data or default rates for fiscal year 2025.

Fiscal year 2026 is the first year of effective financing activity of URBIX. In accordance with the annual publication obligation set forth in Article 20 of Regulation (EU) 2020/1503, the statistics and default rates for the 2026 financial year will be published as of March 31, 2027, once the portfolio information has been consolidated and verified.

From that date, this page will contain detailed information on the capital financed, the projects managed, the returns obtained and the default rates broken down according to the regulatory methodology, including the distinction between non-performing loans, non-performing loans and, if applicable, refinanced loans.

Important investor information

Investing in equity financing projects involves risks, including the risk of total or partial loss of the invested capital, the risk of not obtaining the expected cash return and the risk of lack of liquidity to recover the investment. Participatory financing projects are not covered by the Deposit Guarantee Fund or the Investor Guarantee Fund.

Past performance is not a reliable indicator of future performance. Before investing, please read carefully the information on each project and the corresponding Key Investor Information Document (KID).

URBIX carries out an assessment of the investor's knowledge and experience to verify that the equity financing services offered are suitable for the investor, in accordance with Article 21 of Regulation (EU) 2020/1503.

Page updated: February 2026

Next publication of statistics: March 31, 2027